Travel agent Rita Hunter has been remanded in custody after appearing in court on nine fraud charges.
The former homeworker appeared at Liverpool Magistrates Court on Wednesday after being arrested by police on Tuesday.
Hunter is accused of booking holidays for clients which later turned out to be bogus.
Victims claim they handed over thousands of pounds for accommodation and flights and either did not receive tickets or arrived in destinations to find accommodation had not been booked.
The incidents were reported to Merseyside Police and an investigation was launched at the end of last year.
Hunter, 63, of Sankey Road, Liverpool, had been operating as a sole trader under the name Platinum Travel, but has since closed the business.
Her previous firm, Hunters Travel, went bankrupt last year.
Hunter will appear at Liverpool Crown Court on November 21.