Young holidaymakers are being urged to be better prepared for their travels abroad and ensure they are properly covered by insurance.
The call comes today from Abta and the Foreign and Commonwealth Office.
This comes as the two organisations revealed new research showing that 38% of young Britons do not think it is necessary to take out insurance when they travel overseas, often leaving their families to pick up the pieces.
One in five young people think that a European Health Insurance Card (EHIC) acts as a full insurance policy when abroad.
But the EHIC only provides access to state medical care in the European Economic Area and does not cover other costs such as bringing the individual back to the UK.
The study found that 16% of young people wrongly presumed that all of their treatment costs would be covered by the government if they had an accident or fell ill while abroad.
In reality it is the holidaymaker or their family who will pick up the bill if they are not covered, and this can range from £500 to treat a sprained ankle in a popular holiday resort like Corfu, to £15-20,000 for a scheduled flight, stretcher and medical escort from Australia.
Serious injuries can also lead to bills of thousands of pounds a day which can rapidly escalate to very substantial sums.
FCO minister Mark Simmonds said: “It’s the time of year when people are preparing to travel abroad for summer trips, including some for the first time without their parents.
“Arranging comprehensive travel insurance should be at the top of their to-do list before departing. An accident or emergency abroad can end up costing thousands and it’s often the family who is left to cover the costs.
“Although we will do what we can to support people who encounter difficulties while abroad, the FCO cannot cover medical bills or fly them home. We urge all travellers, particularly young people, to think about the effect not having comprehensive insurance can have on both themselves and their families. Don’t leave it to others to pick up the pieces if things go wrong.”
Abta Head of Communications Victoria Bacon added: “Every year Abta sees tragic cases of young people who have had an accident or incident while on holiday overseas that requires very serious medical help.
“In some of these cases parents are presented with massive medical bills because their children went on holiday uninsured – and this is despite the cost of insurance being as little £25 for an annual policy. In extreme cases people have had to sell their house to cover the costs, or desperately try and get funds from their friends and family.
“Buying adequate travel insurance should be the top of every holidaymaker’s list”.