Hamilton Barr
Policy: One Ski.
Ski cover: winter sports equipment, ski pack, piste closure. Excel offers higher sums insured and pays out for physiotherapy on return to UK and for clients unable to ski because there is too much snow. Clients can cancel their holiday because of an avalanche.
Premium: 10 days’ Europe, £18.62 (Excel: £21.62); 10 days’ US/Canada, £28.70 (Excel: £35.70). Net rates.
Matthew Gerard
Policy: Ski Master.
Ski cover: ski equipment, ski hire and piste closure. Includes cover for too much snow.
Premium: 10 days’ Europe, £33; 10 days’ US/Canada, £54. Agent commission, 40%.
Suretravel
Policy: Winterski 2000.
Ski cover: ski equipment, ski pack, avalanche closure, piste closure.
Premium: 10 days’ Europe, £20.42; 10 days’ US/Canada, £36.54. Net rates.
JSInsurance Management
Policy: Winter Sports.
Ski cover: ski equipment, delayed ski equipment, ski pack, piste closure.
Premium: 10 days’ Europe, £33.60 (Plus, £37.80); 10 days’ worldwide, £69 (Plus, £76). Agent commission, 20%.
Citybond
Policy: Winter Sports.
Ski cover: ski equipment, delayed ski equipment, ski pack, piste closure.
Premium: 10 days’ Europe, £33.60 (Plus, £37.80); 10 days’ worldwide, £69 (Plus, £76). Agent commission, 20%.
Preferential
Policy: Preferential.
Ski cover: ski equipment, ski hire, delayed ski equipment, ski pack, avalanche closure, piste closure. Provides cover for too much snow. Also available on annual multi-trip policy.
Premium: 10 days’ Europe, £21.45; 10 days’ worldwide, £32.11. Net rates.
Travel Protection Group
Policy: Wayfarer.
Ski cover: ski equipment, ski pack, piste closure, delay due to avalanche. Pays out for physiotherapy on return to UK, cancellation allowed if there is no snow in resort provided the holiday was bought 14 days before departure date and resort is at least 1,400 metres high.
Premium: 10 days’ Europe, £23.10; 10 days’ worldwide, £39.60. Net rates.
Select
Policy: Select.
Ski cover: ski equipment, ski hire, delayed ski equipment, ski pack, avalanche closure, piste closure.
Premium: 10 days’ Europe, £14.72; 10 days’ worldwide, £31.38. Net rates.
Ketteridge
Policy: Ski-Guard.
Ski cover: ski equipment including delay and damage to hire skis, skiboards, ski pack, piste closure. Piste closure cover runs from January 1 to April 21.
Premium: 10 days’ Europe, £22.40; 10 days’ worldwide, £36.10. Net rates.